
A little lesson I learned the hard way: always check the permits.
Recently, I received a Notice of Violation from the City of Clearwater because a mini split at my condo had been installed without a permit.
Here’s the fun part: I didn’t install it.
It was already there when I bought the condo, and I had absolutely no idea there was a permitting issue.
Now I’m working with a contractor to get an after-the-fact permit and bring everything into compliance. And apparently, this isn’t something you want to put off. My notice states that fines of up to $250 per day may be imposed for non-compliance.
So, what exactly is an after-the-fact permit?
It’s essentially what it sounds like. Work was completed without the required permit, and the owner now has to go through the permitting process after the work has already been done. Depending on the project, that can involve plans, inspections, documentation, fees, and potentially correcting work that doesn’t meet current requirements.
And this isn’t just a Clearwater thing. Unpermitted work can become an issue anywhere, particularly when you’re buying or selling a property.
So How Do You Avoid My Situation?
Before purchasing a home, look beyond what you can see.
If you notice additions, remodeled spaces, new electrical work, HVAC equipment, pools, sheds, or other improvements, ask whether the appropriate permits were pulled.
You can also check with the local building department to see what permits are on record for the property.
And if you’re selling, don’t assume that because you didn’t do the work, you don’t need to worry about it. An unpermitted improvement can still come up during the transaction.
The Takeaway
I didn’t know about the mini split permit issue when I bought my condo. Now I’m dealing with it, and I’m sharing this because I wish I had known to look into it beforehand.
So, consider this your reminder: check the permits.
A few minutes of research before you buy can save you a whole lot of time, money, and paperwork later.
And if you find yourself in my shoes, don’t panic. Find out what needs to be done, talk to the appropriate professionals, and start working on getting it corrected.
Learn from my surprise so it doesn’t have to be yours!